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In chapters 6 and 7 of Epistemology: Classic Problems and Contemporary Responses, BonJour discusses the picture of perception we have inherited from early modern philosophy (as manifest in Locke, Berkeley and Hume). On this picture of perception, our sensory experiences are conceived as “intermediaries” between us and the world, and the central problem is how such experiences relate to, and provide a basis for, knowledge of the external world. Bonjour weighs in on this, contending that phenomenalism is “hopeless,” and that only some version of representative realism can account for knowledge of the external world. Explain why he says that phenomenalism is hopeless and why he insists that representative realism overcomes the problems of phenomenalism. Also explain why he holds that direct realism does not offer a further alternative. Do you think any of these positions overcome skepticism? Or, to put it differently: what is there about this picture of the subject’s relation to the world that inevitably (or so it could be argued) gives rise to external world skepticism.

Critically assess the legal and procedural principles associated with joint accounts under the law relating to domestic banking in England and Wales. Refer to case law in your answer.





